Individual Health Insurance
The Right Coverage for Where You Are Now
Whether you're self-employed, between jobs, or simply don't have employer coverage, we'll help you understand your options and find coverage that works for you.
UNDERSTANDING YOUR OPTIONS
Health Coverage Built Around Your Needs
The ACA Marketplace established under the Affordable Care Act gives individuals and families access to health plans with important protections and coverage options. Depending on your situation and income, you may also qualify for financial assistance.
Essential Health Benefits: Coverage for services such as preventive care, prescriptions, mental health care, and more.
Pre-Existing Conditions: You can't be denied coverage or charged more because of a pre-existing health condition.
Financial Assistance: You may qualify for tax credits or other savings that can help lower your monthly premium and out-of-pocket costs.
Flexible Plan Options: Choose from different levels of coverage based on your budget, healthcare needs, and expected expenses.
WHEN TO ENROLL
Know Your Enrollment Window
Timing matters when choosing individual health coverage. Knowing when you can enroll helps you avoid missed opportunities and unnecessary gaps in coverage.
OPEN ENROLLMENT
Enroll Early: Choose, renew, or change your health plan during the annual enrollment period.
Review Options: Compare available plans to find coverage that fits your needs and budget.
Plan Ahead: Review your coverage before the deadline to avoid last-minute decisions.
November 1 – December 15
Your annual opportunity to: Enroll in a new health plan, Renew or change your existing plan
Dates may vary by state.
SPECIAL ENROLLMENT
Typically 60 Days After a Qualifying Life Event
You may qualify if you:
Lose your current health coverage: through an employer or another source
Get married or divorced: and your coverage needs change
Have or adopt a child: and need to add them to your coverage
Move to a new coverage area: where different plans are available
UNDERSTANDING YOUR OPTIONS
Find the Balance Between Coverage and Cost
Every health plan comes with different costs and levels of coverage. Understanding the basics can help you choose an option that fits both your healthcare needs and your budget.
BRONZE: Lower monthly premiums, but generally higher costs when you receive care.
SILVER: A balance between monthly premiums and out-of-pocket costs. You may also qualify for additional cost-sharing savings.
GOLD: Higher monthly premiums with generally lower costs when you use your coverage.
PLATINUM: Higher monthly premiums with the lowest costs when you receive covered care.
10th
Experience
Coverage That Fits Your Life
The right plan depends on more than just the monthly premium. We'll help you look at the details that matter most to you and compare your options with confidence.
Your Health Consider your current healthcare needs and the type of care you expect to use.
Your Budget Balance your monthly premium with deductibles and other out-of-pocket costs.
Your Doctors Make sure your preferred doctors and healthcare providers are included in the plan.
Your Prescriptions Review your medications and make sure they're covered by your plan.
COMPANY
CLIENT SUPPORT
Business Hours
Mon – Fri: 8:30 AM – 5:00 PM
Sat – Sun: By appointment
GET IN TOUCH
Phone: (706) 609-9811
Email: [email protected]
Business Address:
273 Quillian Street
Cleveland, GA 30528
2565 Thompson Bridge Rd,
Suite 110
Gainesville, GA 30501
This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.
Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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